Here’s Why You Need To Consider Investing On Real Estate In Malta

A large clock tower building in Malta.

Malta is a prime location that offers a moderate, subtropical environment, long stretches of flawless beaches, and a deep history going back at least 6,000 years. This is why millions visit the island every year, and many more want to make their home here. It’s also an area that has been prized by investors the world over because of its prime real estate. But it still remains unknown to many investors looking for opportunities in the Mediterranean region. Let’s look at a few reasons why you need to consider investing in real estate in Malta. We’ll also give you a few pieces of advice if you intend to invest there.

It Is a Financially Stable Country

Malta is an island, but it is also a nation and a full member state of the EU. This means that you can own property here and are protected by Maltese and EU law. Furthermore, Malta didn’t court foreign investment and contribute to the global economic collapse like Cyprus and Iceland. This is why real estate prices in Malta have been stable for years. You don’t have to worry about property confiscation. At the worst of the Great Recession, property prices dipped five to ten percent before recovering.

The Malta Property Market Is Affordable

Two and three-bedroom apartments in Malta cost a little over 200,000 Euros. This will vary based on the location and size of the property. Yet it is one of the most affordable Mediterranean islands overall. 

Apartments and homes in areas like Gzira, Sliema, and St. Julian’s have had the greatest appreciation because they are in tourism-oriented areas. Odds are that you could find a luxury condo or villa in Malta for less than the cost of a nice home in London. The north and south ends of the island are becoming more popular, too. This is where the most new construction is being seen.

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A side benefit of investing in Malta real estate is that it attracts millions of tourists every year. That can help you generate income to pay the mortgage on a property if you won’t be staying there yourself.

Consider working with a reputable local real estate agent to find the right property for you. Franksalt Property in Malta can help you find homes that are move-in ready, conversion-ready properties to customize how you’d like, and investment properties that are perfect for generating rental income. If you’re gone half the year, a good property manager can maintain it for you, whether it is vacant or rented out.

A real estate property in Malta featuring a stone building with red shutters.

There Is a Wide Selection

Malta has a wide range of properties available for purchase, whether you’re looking at buying a vacation home or a rental property. Malta doesn’t limit where foreigners can buy property. For example, countries often prohibit foreigners from buying beachfront real estate, but Malta doesn’t.

Nor do you have to jump through hoops to rent a home for months on end. The Maltese government made it easy for non-European nationals to become a Maltese resident and live there full time. All you have to do is invest in Maltese real estate or rent properties there for an extended period. 


Residency allows you to get a special tax status. Then you only have to pay the 15 percent flat tax on foreign income remitted to Malta, while taxes on local income are taxed at 35 percent. This is attracting retirees to Malta, but the property market is keeping up with demand. Malta is seeing a surge in new luxury developments, but there are still affordable apartments, commercial properties, and classic villas available to property buyers.

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It is a Great Place to Live

And last, but not least, Malta is a great place to call home. Not only is it beautiful, but the weather is as well, and the country is steeped in culture. There is also no shortage of pristine beaches, gastronomy, and entertainment options as well.


Malta is more than a great tourist destination. It is an excellent place for ex-pats to put down roots, and it is a good opportunity for real estate investors. So, make sure that you look at the opportunities the country offers, and work with the right team.

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